Verify Supplier Bank Details Before You Pay
A single incorrect or fraudulent bank detail can send a payment straight to a criminal. ArayaPRO validates supplier bank accounts and branch details against global banking data before funds leave your account.
Are you struggling with...?
Bank detail errors and fraud rarely announce themselves — they look exactly like a normal payment, until the money is gone.
Fraudulent bank detail changes
A convincing email claiming to be from a supplier is enough to redirect a payment to an account you've never verified.
No independent check on account details
Bank account and branch numbers are usually taken from an invoice or email, with no check against real banking data.
Manual verification doesn't scale
Calling a supplier to confirm bank details for every payment isn't realistic once payment volumes grow.
Errors caught only after the fact
Incorrect account or routing details are often only discovered when a payment fails or lands in the wrong account.
Validate every account before funds are released
ArayaPRO cross-references supplier bank account and branch details against trusted global banking data — including SWIFT/BIC codes, clearing systems and institution records — and flags mismatches before a payment is approved.
- 235+ countries with clearing codes
- 100% SWIFT/BIC coverage
- 65,000+ financial institutions
- 1,450,000+ branch locations
Why validate bank details with ArayaPRO
Stop payments to the wrong account
Catch mismatched or fraudulent bank details before a payment is released, not after.
Remove manual verification calls
Automated checks replace ad hoc phone calls and email confirmations for every payment run.
A record for every check
Every validation is logged, so you can show exactly how a bank detail was confirmed.
Built for the full supplier lifecycle
Bank account verification is one layer of a complete supplier and payment trust platform.
Supplier Onboarding
Onboard suppliers with identity verified against global corporate registries and bank branches, and bank accounts confirmed with microdeposits and callback procedures.
Document Validation
Request contracts, insurance, and compliance documents, and let AI review flag missing information or inconsistencies before a human has to.
Payment Verification
Every payment is cross-checked against trusted databases before it's released, so mismatches and risk are caught pre-payment, not after.
Risk & Insights
Purpose-built reports across risk, coverage, and audit trail, so you always know exactly where supplier risk stands across your portfolio.
Radar
Ongoing media monitoring flags positive and adverse news about your suppliers, before it becomes your problem.
Frequently asked questions
ArayaPRO validates supplier bank account and branch details against global clearing data, including SWIFT/BIC codes across 235+ countries and records for 65,000+ financial institutions and 1,450,000+ branch locations.
Yes — ArayaPRO validates new or changed bank details against banking data, and can apply additional checks such as microdeposits and callback procedures for higher-risk changes. See our Bank Detail Change Fraud page for more detail.
No — ArayaPRO adds an independent verification layer around supplier bank details before a payment is released, alongside whatever controls your bank and finance system already provide.
Verification runs automatically once a supplier's bank details are added or changed in ArayaPRO, without manual lookups.
ArayaPRO connects directly with Xero today, with further integrations on our roadmap, and can also be used to validate payment files directly.
Ready to verify supplier bank details?
Book a demo and see how ArayaPRO validates bank accounts before a payment is ever released.